January 2, 2012
by L Dante Guarin

Families come home to Franklin’s Hard Bargain neighborhood


FRANKLIN — Angela Gentry grew up in Williamson County’s Hard Bargain neighborhood and longed to move back to raise her children.

Generations of families have called the four-block neighborhood that borders New Highway 96 West in Franklin home since the years after the Civil War.

The Hard Bargain neighborhood has 120 homes, four of which are new construction, with a fifth in progress and ground broken for No. 6. Continue Reading →

September 16, 2010
by L Dante Guarin

Borrowers frustrated by unfulfilled promises of mortgage aid program


Terry and Marilyn Wallace of Antioch pinned their hopes to save their home on the federal government’s Making Home Affordable Program. Now, they wish they hadn’t.

“It’s a farce,” said Terry Wallace, who spent more than a year faxing documents to his bank, hoping to get approval for a loan modification. The couple said the bank finally told them in April they didn’t qualify because they hadn’t submitted all their documents.

“The whole thing was nothing but a farce,” Wallace said. Continue Reading →

April 13, 2008
by L Dante Guarin

Nashville Bankruptcy Trustee Starts New Program to Help Financially Ailing Homeowners

by Cynthia Yeldell , Nashville Business Journal

Nashville’s Bankruptcy trustee is joining his counterparts in Memphis and Jackson to launch a new tool to prevent foreclosures.

The Tennessee Mortgage Mitigation Project pairs troubled homeowners with community organizations that serve as mediators to help borrowers negotiate new loan terms with mortgage lenders.

Under current law, bankruptcy judges aren’t allowed to alter the terms of mortgage loans. Continue Reading →